Barclays Bank needs no introduction. Barclays offer a full range of loan products and claim that you’ll be able to receive your money in just three hours (Barclays existing customers only). You’ll receive a “personalised” loan rate: that is, one that will reflect Barclay’s view of your credit risk – the higher they think the risk the higher the loan rate. Our research shows that even for low risk customers, Barclays isn’t the most competitive personal loans provider in the market. If you want to see how Barclays compares to others in the UK market choose the “compare” channel from this page but you’d need to go through a full application with Barclays to know what rate you will actually be offered.A Barclays loan lets you borrow from as little as £5,000 up to a maximum of £25,000. If you want to borrow more (or less) than this you’ll need to choose the “Compare” channel on this page.You can apply for a Barclays personal unsecured loan online, in most cases receiving an instant decision. Whilst the credit acceptance criteria isn’t as tight as some, our data still shows that over 85% of online applications to “high street” lenders are rejected*, so you may want to make other applications (use our “Compare” channel to find other suitable lenders and apply online). You can use a Barclays loan for anything including consolidating existing debts, home improvements or a new car. Homeowners and tenants can apply but you need a very good credit history to qualify.*Source: LoanExpert data, April-July 2006